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Dear Anon,

Sorry for posting only the initials of the word HDB. By the way, the intitials is not HBD but HDB

In Singapore, the government has a statutory board (semi-government Board) that builds houses for the majority of the population.

Approximately 90 percent of Singaporeans live in a Housing Board Flat or HDB for short.

Usually, these flats are 99 year leases and partiall subsidised by the government. The purpose of the government is to making public housing affordable to everyone.

Frankly, there is no difference between a `home' or a housing board flat. In our common language here, usually private housing are usually condominium, flats, landed property etc... and these are termed `Private' housing.

Warmest Regards,
Cecil


On 11/2/99 3:03:48 AM, Anonymous wrote:
>Dear cecil,
>
>Would like to know what type
>of difference you find when
>you do a audit of a home and a
>audit of HBD flat(what HBD
>stands for). Thanks.
>